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Useable Equity Calculator
Find out how much equity you can access from your existing properties to fund your next investment — based on the 80% LVR rule used by Australian lenders.
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Your equity position
Live summary across all your properties
| Total Properties | 1 |
| Property Amount | $500,000 |
| Mortgage | $0 |
| Useable Equity | $400,000 |
How it's calculated: Useable Equity = (Total Property Value × 80%) − Total Mortgage. Most Australian lenders will lend up to 80% of a property's value without Lenders Mortgage Insurance (LMI).
This calculator provides estimates only and should not be considered financial advice. Borrowing capacity depends on income, expenses, lender policy and other factors. Speak with a qualified mortgage broker for personalised guidance.
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info@maplegroup.com.auMelbourne, Australia
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